KB Tools Financing Options
Need tools now but want more flexibility at checkout? KB Tools offers several financing and lease-to-own options so you can choose the payment plan that fits your budget and how you use your tools.
| Option | Best For | Purchase Amount | Term |
|---|---|---|---|
| Klarna Pay in 4 | Personal use | $35+ | 6 weeks |
| Klarna Financing | Personal use | $149+ | 6–24 months |
| Clicklease | Professional or business use | $500+ | Up to 60 months |
| TimePayment | Business use | $500+ | 12–60 months |
Klarna Pay in 4
Best for: Personal purchases when you want to split the cost without paying interest.
- Minimum purchase: $35
- Term: 4 payments over 6 weeks
- Interest: No interest
For purchases starting at just $35, KB Tools offers Klarna Pay in 4. This option lets you split your order into 4 payments over 6 weeks with no interest.
How it works
- Add eligible items to your cart.
- Select Buy now, Pay later at checkout.
- Complete Klarna's quick approval process.
- Place your order.
Example
For a $200 purchase, the first payment of $50 is charged at the time of shipping. The remaining 3 payments of $50 are automatically charged every 2 weeks.
Full terms available here.
Klarna Financing
Best for: Personal purchases that need lower monthly payments over a longer term.
- Minimum purchase: $149
- Term: 6–24 months
- APR: 7.99%–33.99%
For purchases over $149, Klarna offers monthly financing with terms from 6 to 24 months.
APR ranges from 7.99% to 33.99%, depending on order amount and creditworthiness.
How it works
- Add eligible items to your cart.
- Select Buy now, Pay later at checkout.
- Complete Klarna's approval process.
- Place your order.
CA residents: Loans made or arranged pursuant to a California Finance Lenders Law license.
Clicklease Lease to Own
Best for: Professional users who want lower monthly payments and a lease-to-own option.
- Minimum purchase: $500
- Term: Up to 60 months
- Type: Lease to own
Clicklease is a strong fit for purchases of $500+ when you use your tools to make money.
How to apply
- Click the button below to get prequalified.
- If you do not have a formal business entity, select Sole Proprietor.
- Enter your full name as the DBA on the Business Information screen.
How to use it at checkout
- Shop the website as usual.
- At checkout, enter Clicklease in the company field.
- Select the Clicklease payment option and place your order.
- KB Tools will coordinate the final lease agreement for electronic signature.
A document fee is due at signing before shipment. Fees start at $79 and vary based on total lease amount.
Common questions
Am I eligible if I am not a formal business?
Yes. If you use your tools professionally to make money, you may still qualify. Select Sole Proprietor and enter your full name in the DBA field.
Can I buy out early?
Yes. Clicklease offers an early buyout option within the first 5 months by paying the full order amount. For more details, visit this page.
For more information, visit the Clicklease website here.
TimePayment Business Financing
Best for: Business customers looking for 12- to 60-month financing or lease-to-own options.
- Minimum purchase: $500
- Term: 12–60 months
- Type: Business financing / lease-to-own
TimePayment is available for business customers on purchases of $500+.
How to apply
Use the prequalification link below. If you are not sure of your final order total, entering a higher estimate can make approval more flexible later.
What happens next
- If approved, a KB Tools representative will contact you by phone or email with next steps.
For questions about TimePayment programs, visit their contact page here.
